Granting conditions for legal entities
Crediting Bank Policy for legal entities stipulates the following credit granting:
- Investitional, Overdraft, Comercial Rapid, Asociatiilor de Economii si Imprumut, loans secured by deposits opened in the Bank, short-term loans obtained from transactions REPO with NBM.
Conditions of the credit Investitional:
In foreign currency:
1. Credit term: up to 5 years.
2. Interest rate: from 8 % yearly, floating.*
3. Commission for credit granting: 1-2% from the accorded credit sum.
4. Commission for early repayment (partial or full) credit - 2% of the amount of credit repaid early - on early repayment of the loan.
5. Credit reimbursement is made in conformity with the established schedule in Credit contract.
6. Pledge - building, machinery, equipment, circulating assets or other pledge accepted by the Bank.
In national currency:
1. Credit term: up to 5 years.
2. Interest rate: from 11 % yearly, floating.*
3. Commission for credit granting: 1-2% from the accorded credit sum.
4. Commission for early repayment (partial or full) credit - 2% of the amount of credit repaid early - on early repayment of the loan.
5. Credit reimbursement is made in conformity with the established schedule in Credit contract.
6. Pledge - building, machinery, equipment, circulating assets or other pledge accepted by the Bank.
Conditions of the credit Overdraft:
In foreign currency:
1. Credit term: up to 1 year.
2. Interest rate: 9% yearly, floating.*
3. Commission for credit granting: 0,5% from the accorded credit sum.
4. Credit reimbursement is made in conformity with the established schedule in Credit contract.
In national currency:
1. Credit term: up to 1 years.
2. Interest rate: 14 % yearly, floating.*
3. Commission for credit granting: 0,5% from the accorded credit sum.
4. Credit reimbursement is made in conformity with the established schedule in Credit contract.
Conditions of the credit Comercial Rapid:
In national currency:
1. Credit sum: max - 100 000 MDL
2. Credit term: up to 2 years.
3. Interest rate: 18 % yearly, floating.*
4. Commission for credit granting: 1% from the accorded credit sum.
4. Credit reimbursement is made in conformity with the established schedule in Credit contract.
For details please dial: + 373 22 500 200, e-mail info@ecb.md or visit www.ecb.md
* The Bank has the right to unilaterally amend the interest rate for the loan, depending on the debtor's financial condition assessment, the inflation rate and variations in credit markets, announced the debtor in writing before 10 days, about that interest rates was changed.
